Reinsurance and Cost-Sharing Reductions Estimates

In response to the 2018 premium increases in the Affordable Care Act’s individual market, members of Congress have written various pieces of legislation with the goal of lowering premiums. Appropriating money for cost-sharing reduction payments (CSRs) to insurers and creating a reinsurance program are two policies that have been considered. In the following report, the […]

Health and Economy Baseline Estimates

Entering the 2018 plan year, the health insurance market continues to see increasing and unpredictable costs, large numbers of uninsured individuals, and inadequate access to care. The Center for Health and Economy (H&E) is dedicated to assessing the impact of proposed reforms that attempt to address these issues. The following report details the most recent […]

Options for further Adjusting the AHCA Tax Credit Structure by Income and Age

On May 4, the House of Representatives passed the American Health Care Act (AHCA), a law that modifies existing law through the process of budget reconciliation. Among other provisions, the AHCA replaces the income-determined, cost-sensitive premium subsidy structure of the Affordable Care Act (ACA) with an age-adjusted tax credit. While the AHCA does account for […]

The American Health Care Act

On March 16th, the House Budget Committee passed the American Health Care Act (AHCA). The AHCA, referred to in this paper as “the bill,” replaces portions of the Affordable Care Act (ACA) through budget reconciliation. Some of the key provisions include an age adjusted tax credit available to consumers in the individual market, federal funds […]