Early Estimates of National Take-up

The 2003 Medicare Prescription Drug, Improvement, and Modernization Act (MMA) approved tax-advantaged health savings accounts (HSAs) for certain high-deductible health insurance plans. We predict that MMA could lead to approximately 3.2 million HAS contracts among Americans ages 19–64 who are not students, not enrolled in public health insurance plans, and not eligible for group coverage […]